To start with - Should you even have a credit card or do away with it ?
Interesting question right !
Well, you should have one or at times many. Let me explain you the reason for this. But, before that let me explain why in first place companies provide credit money to its customers without charging any fees for a particular duration, say 45-50 days. Are they insane! Probably no.
Which are the best credit card to use ?
Best cards are the ones for which you won't have to pay annual fees.You can have as many cards without worrying to pay annual fees ranging from Rs 500 - Rs 10000.
How are credit cards beneficial ?
See, every credit card comes with a lot of unique features like cashback, free movie tickets, extra discount on dining l or travel etc.
If, you use the credit card and pay the full due amount by due date then you don't have to worry about anything extra which will go into the credit card company's pocket. Infact this habit also improves your credit score.
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